Nowadays, the system of payment gradually changes. Most people use debit cards instead of cash to make payment. They think it is more effective, efficient, easier, and simpler. However, there are still arguments about the use of debit card as a method of payment.
Well, if you use the card, you will say that the card is so practical. You don't need to count meticulously how much you should pay. When paying using cash, people are afraid of making mistakes in counting the banknote for both the payment and the change. With debit cards, the mistakes is made smaller.
Moreover, you should know that the debit cards are safer than money. Suppose you bring a lot of money when travelling. If it was lost or stolen. You would be left with nothing in your hands. However, if you brought just phone the bank which issues the card to block it.
On the other hand, people who disagree on the use of debit card, will say that its use is so limited. When you buy something in a traditional market, or a vendor for example, can you pay using a credit card? Of course not.
Another thing is that, if you want to use the card, you should make a purchase at minimum amount. If you make less than the minimum transaction, you cannot make use of the card.
For those reasons we think that credit cards are not fully effective as means of payment. We should trace the incoming and ongoing money in our accounts. Besides, we have to control our habit of buying first, paying later habit. Otherwise, without being realized we are charged a lot. You don't have to use credit cards if it is not necessary.
1. Mention the things that make people like to use debit cards as payment.
Answer : They think it is more effective, efficient, easier, and simpler.
2. What are the advantages of using cash as payment?
Answer : We can buy something in a traditional market or a vendor.
3. In what situation can we not use debit card?
Answer : If we buy something in a traditonal market, or a vendor.
maaf kalau kurang berkenan.. hehe